COMMON PERILS
Natural Disaster
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Tornado/Windstorm
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Hail Damage
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Fire/Lightning Strike
Weather
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Frozen Pipes
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Snow/Ice Buildup
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Water Seepage
Unexpected Occurrences
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Accidental Overflow of Plumbing Fixtures
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Chemical Spillage
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Damage by Vehicle/Aircraft
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Explosion
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Falling Objects
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Glass Breakage
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Legal Defense for Personal Liability
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Medical/Property Liability Payments to Others
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Sudden Smoke Damage
Civil Disobedience
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Riot/Civil Commotion
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Theft
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Vandalism
What We Cover
Personal Property
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All-terrain vehicles
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Automobiles
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Boats and yachts
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Coins and stamps
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Farm equipment
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Fine arts
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Furs
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Guns
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Home-based business liability
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Home-based business property
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Jewelry
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Mobile homes
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Mobile telephones
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Musical instruments
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Personal computers
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Personal liability
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Personal watercraft
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Refrigerated contents
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Replacement cost of home and personal property
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Silverware
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Snowmobiles
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Sport utility vehicles
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Tools
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Trailers
Optional Coverages
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Additional perils during construction
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Identity fraud expense
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Personal umbrella liability
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Sewer backup
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Water backup/sump overflow